Bad Credit Solutions

There are credit cards for people with bad credit in South Africa. Or if you have been blacklisted and have a bad financial history and struggle to get a card. They are available from certain banks and financial institutions although often at a higher interest rate than a normal credit card. These cards could actually help you re-build a bad credit history. As long as you keep the payments up to date and maintain your account balances in a responsible way that will please a creditor. Read More: How to Buy a Car in South Africa if you are Blacklisted The different solutions available … [Read More...]

Finding financial assistance for people under debt review is a difficult and treacherous journey. But as long as you do your research and choose smartly it is possible. If you are under debt review, you are likely to have a poor credit history and rating. Without a good credit history, and with many outstanding debts, it would be difficult to find a company willing to loan you money. However, the fact that you have applied for debt review shows that you are willing to work on handling your money better and paying your creditors back. This might stand you in good stead and give you a … [Read More...]

Car finance with a bad credit record or poor credit rating. If you have been refused car finance from lenders elsewhere this is for you. Most major banks will not provide car loans or auto finance to you with a bad credit record. Or if you have been blacklisted. However there are some financial lenders that feel strongly that people should not be refused car finance. Because of a bad credit record from having past financial problems. Read More: 3 Ways to Get Affordable Motor Finance The only real concern that a financial company has is that you will be able to keep up with the repayments in … [Read More...]

Who gives loans for debt review clients in South Africa locations? And if you are under debt counselling will lenders be willing to offer you a loan? We examine these questions which can be tricky at times but there is hope. People feel the financial pressure in South Africa. However some people feel it more because of the fact that they may be unemployed. And are not able to pay off money due to credit companies and have their finances put under scrutiny. Locations to Find Loans for Debt Review Clients: As a result of job losses people in South Africa have to pay money back after … [Read More...]

Tips and advice to get car finance while under debt review in South Africa. Believe it or not, it is possible to get car financing even if you have debt related problems. In fact, if you were to contact most vehicle loan companies they will almost always tell you to simply apply. Because car financing is often influenced by factors other than the presence of bad debt. Related: 3 Ways to get Affordable Motor Finance So even though you may not apply for any additional debt while under review, that doesn't mean that you can't get a loan approval for new set of wheels. Just remember that … [Read More...]

Blacklisted cell phone contracts are quite common in South Africa nowadays. There is so much debt in this country as it is and if you are not able to pay it off, this will land you with bad credit. Criteria to qualify for blacklisted cellphone contracts: You need to be over 18 years old Been in your current job for over 3 months Be earning an income of R3000 or more per month Have your own bank account to set up a debit order payment You must present a South African ID The service providers that allow you the use of a cell phone do have bills of their own to pay. Without your payment, they … [Read More...]